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Homeowners, Auto, and Life Insurance in Hobe Sound, Jupiter Island, and Palm City FL

Coverage for Residents in Hobe Sound and Surrounding Areas of Florida's Eastern Coast

Insurance is an investment. Alongside financial considerations, protecting assets requires an investment of time. From navigating coverage options to deciding on a finalized policy, it may seem like a daunting process. At Spencer Insurance Agency LLC, we partner with clients to guide them along the path toward an insurance solution. Our agents work to protect investments in insurance services, both in regards to cost and time.

Operating as a family business, we have served a collection of clients for the past 25 years. Whether in search of protection for your home, vehicle, or other assets, a policy will be tailored specifically to meet your needs. We look forward to securing your insurance investment for decades to come

Insurance Coverages for Floridians

As fellow Floridians, we are aware of the exposures associated with living and working in the region. When severe weather strikes, it’s essential to have adequate coverage in place. Our personal insurance program provides refuge in times of need.

Storm damage is just one example of the risks associated with owning a home. With proper homeowners insurance in place, defense measures can prevent costly, unbudgeted financial burdens. Offerings available include but are not limited to homeowners liability, property insurance, and condo insurance.

Motorists are also susceptible to risk. Each time drivers get behind the wheel they’re vulnerable to exposures such as slippery roadways or reckless motorists. Auto insurance can safeguard policyholders and their passengers. We can customize your policy to include liability coverage and collision coverage. We also offer comprehensive coverage, diminishing deductible, and accident forgiveness.

Our policy production encompasses life insurance and small business insurance as well. For more information on the coverages offered, please contact our agency today. 

Local, Service-Driven Agents Veering Clients from Loss

With half a century of experience, we have the knowledge to provide clients complete service. Whatever situation you’re faced with, there’s a strong possibility we’ve already handled it. We’ll share with you the trials, tribulations, and successes we’ve experienced. We’ll also take time to explain coverages, regardless of their complexity.

As an independent insurance agency, we can focus on the individual needs of each client. We select coverages from a variety of the most trusted national carriers, while maintaining this personal attention.

Feel free to stop by our convenient location along Southeast Federal Highway. If you’re prepared to start your investment in insurance services, request a quote

Additional Insurance Information

· Florida Insurance Information and Resources (Florida Office of Insurance Regulation)

· Small Business Insurance Details and Materials (The U.S. Small Business Administration (SBA))

· Insurance Purchasing Guides (The National Association of Insurance Commissioners (NAIC))

Our Location

Spencer Insurance Agency LLC

10750 SE Federal Hwy
Hobe Sound, FL 33455

Phone Number:

Main office: 772-546-8770
Fax: 772-546-8805

Office Hours:

Mon: 9:00 AM - 4:30 PM
Tues: 9:00 AM - 4:30 PM
Wed: 9:00 AM - 4:30 PM
Thurs: 9:00 AM - 4:30 PM
Fri: 9:00 AM - 4:30 PM
Sat: Closed
Sun: Closed


I love how every time I walk into the office, you know who I am and have my information pulled up. It makes me feel like a valued customer.

Hobe Sound Resident